You can open the Debt Collection Summons Answer Letter Template in multiple formats, including PDF, Word, and Google Docs.
Debt Collection Summons Answer Letter Template Printable | Editable FormSample
Examples
[Name of the Creditor]
[Creditor’s Address]
[Creditor’s Phone]
[Creditor’s Email]
[Name of the Debtor]
[Debtor’s Address]
[Debtor’s Phone]
[Debtor’s Email]
Response to Debt Collection Summons – Case No. [Case Number]
[Date]
I am writing in response to the debt collection summons issued on [Date of Summons] regarding the alleged debt of [Amount]. I wish to formally answer these claims as follows.
I acknowledge receipt of the summons but dispute the total amount alleged. My records indicate that the correct amount owed is [Specify Amount], due to [Explain Reason for Dispute].
I request the validation of this debt, including detailed information regarding the original creditor, the basis of the debt, and any applicable interest or fees that have been added.
Please be advised of the following defenses against this summons: [List any applicable defenses, such as statute of limitations, prior payment, bankruptcy status, etc.].
I request that you cease all collection efforts until this matter has been reviewed, validated, and resolved in accordance with the Fair Debt Collection Practices Act.
Please direct all further communication regarding this matter to my address provided above. I appreciate your attention to this matter and look forward to your prompt response.
Thank you for your understanding and cooperation. I hope this issue can be resolved amicably and without further escalation.
[Signature of the Debtor]
[Name of the Debtor]
[Name of the Creditor]
[Creditor’s Address]
[Creditor’s Phone]
[Creditor’s Email]
[Name of the Debtor]
[Debtor’s Address]
[Debtor’s Phone]
[Debtor’s Email]
Response to Debt Collection Summons – Case No. [Case Number]
[Date]
This letter serves as my formal response to the summons dated [Date of Summons]. I wish to challenge the validity of the debt and present my position regarding the alleged claim.
I hereby request that you provide documentation verifying the existence and amount of this debt, as required under the Fair Debt Collection Practices Act.
The amount referenced in the summons is disputed. I believe the amount owed is inaccurate due to [Explain discrepancies or inaccuracies]. Please provide a detailed statement of the account.
As a debtor, I reserve my legal rights available under state and federal laws concerning debt collection practices.
I propose that if the debt is indeed valid, we enter into mediation to avoid litigation. This can provide an opportunity to settle this matter amicably.
I expect a timely response to this request for verification and clarification of the debt within 30 days. Failure to do so will result in my further communication with an attorney.
[Signature of the Debtor]
[Name of the Debtor]
Format
Please complete the form below to create the Debt Collection Summons Answer Letter Template. All fields must be filled out to ensure a clear and complete response. We provide examples to guide you through each step. Debt Collection Summons Answer Letter Template 1. Debtor Information 2. Creditor Information 3. Case Information 4. Answer to the Allegations 5. Affirmative Defenses 6. Counterclaims (if applicable) 7. Request for Verification 8. Supporting Documentation 9. Declaration and Signature
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WORD
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Debt Collection Summons Answer Letter Template Printable | Editable FormPrintable
