Goodwill Letter Template To Remove Collections

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Goodwill Letter Template To Remove Collections

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Goodwill Letter Template to Remove Collections (1)
From:
[Your Name]
[Your Address]
[City, State, Zip Code]
[Your Phone Number]
[Your Email]
To:
[Collection Agency Name]
[Agency Address]
[City, State, Zip Code]
Date:
[Date]
Subject:
Request for Goodwill Adjustment to Remove Collections
Dear [Recipient’s Name or “To Whom It May Concern”],
Introduction:
I am writing to request a goodwill adjustment regarding the collection account listed under my name with account number [Account Number]. I understand the importance of addressing financial obligations; however, I would like to explain my situation and ask for your consideration in removing this entry from my credit report.
Explanation of Circumstances:
I experienced [briefly explain circumstances that led to the collection, such as job loss, medical issues, etc.]. Due to these unforeseen factors, I was unable to make timely payments, resulting in this collection account.
Positive Payment History:
Before this incident, I maintained a positive payment history and have since taken measures to improve my financial management skills, including [mention any steps taken to improve your credit, such as enrolling in a credit counseling program or consistently making payments on time].
Request for Goodwill Adjustment:
Given my overall payment history and the mitigating circumstances surrounding this account, I kindly request that you consider removing this negative entry from my credit report as a gesture of goodwill. This adjustment would greatly assist me in my efforts to rebuild my credit standing.
Conclusion:
I sincerely appreciate your time and understanding in reviewing my request. I hope to resolve this matter amicably and thank you for your consideration. I look forward to your positive response.
Sincerely,
[Your Signature]
[Your Printed Name]
[Your Account Number]
Goodwill Letter Template to Remove Collections (2)
From:
[Your Name]
[Your Address]
[City, State, Zip Code]
[Your Phone Number]
[Your Email]
To:
[Collection Agency Name]
[Agency Address]
[City, State, Zip Code]
Date:
[Date]
Subject:
Goodwill Adjustment Request for Account Removal
Dear [Recipient’s Name or “To Whom It May Concern”],
Introduction:
I hope this message finds you well. I am writing to request a goodwill removal of a collection account located on my credit report associated with account number [Account Number]. I understand the implications of this negative mark on my credit standing and would like to present my case for your consideration.
Background Information:
Due to [provide a brief explanation of the issues leading to the debt, e.g., unexpected medical bills, employment issues, etc.], I found myself unable to meet my payment obligations. I am truly regretful for any inconvenience this situation may have caused.
Rebuilding Efforts:
Since then, I have made significant efforts to rectify my financial situation by [discuss any actions taken, such as maintaining timely payments on other accounts, improving financial literacy, etc.]. I believe this demonstrates my commitment to financial responsibility.
Goodwill Adjustment Request:
In light of the situation, I kindly request that you consider removing this collection account from my credit report as a goodwill gesture. This would greatly support my efforts to improve my credit score and overall financial health.
Closing Remarks:
Thank you for taking the time to consider my request. I am hopeful that we can reach a mutually beneficial resolution. Please feel free to contact me at [Your Phone Number] or [Your Email] for any further discussion.
Sincerely,
[Your Signature]
[Your Printed Name]
[Your Account Number]

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Please complete the form below to create the Goodwill Letter Template to Remove Collections. All fields must be filled out to ensure a clear and effective letter. We provide examples to guide you through each step.

Goodwill Letter Template to Remove Collections

1. Your Information



2. Creditor Information


3. Letter Content

Please fill in the details below for your goodwill letter:




4. Declaration and Signatures


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Goodwill Letter Template To Remove Collections

Printable | Editable Form

PDF 1 PDF 2

Goodwill Letter Template To Remove Collections